復利現(xiàn)值P=10000 ×(P/F,6%,20)=10000×0.3118=3118(元)
復利現(xiàn)值P=10000×(P/F,12%,10)=10000×0.3220=3220(元)
復利終值F=10000 ×(F/P,3%,20)=10000×1.8061=18061(元)