8月12日,東鵬公司向某保險公司東莞中心支公司（）......?！?保險單于當(dāng)日簽發(fā),內(nèi)容與投保單所載內(nèi)容
一致。 2017年4月24日,東鵬公司發(fā)生火災(zāi)。2017年11月27日,東莞中心支公司出具《拒賠通知書》,根據(jù)特別約定第1條不承擔(dān)保險責(zé)任。東鵬公司主張 特別約定關(guān)于鐵皮房及鐵皮房內(nèi)財產(chǎn)不屬于承保范圍的約定屬于格式條款中的免責(zé)條款,東莞支公司未就該條款進(jìn)行提示和說明,該條款不產(chǎn)生效力。因此,東莞中心支公司應(yīng)承擔(dān)賠償保險金責(zé)任。法院應(yīng)支持東鵬公司的主張
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